The tools that win

Every lead source has an EMC tool built to win it.

Buying leads is the easy part. Winning comes from the right tool and a tight process. Here's the EMC tool built for each lead source, and how to win with it.

Pick your source

The right tool for the way you sell

You don't have to figure out the tech. For each lead source, EMC gives you a purpose-built tool, then it's about running the play.

Working more than one? Select the sources you run and we'll show just those tools.

Select a lead source above to see the tools built for it.

Mail Calls

win on the phone
EMC tool · pay-per-call

Pay-per-call mail, built into Flow

Skip the thousands of dollars spent testing mail pieces and campaigns. EMC runs the direct mail; you buy the inbound calls on a pay-per-call basis, so you only pay when a high-intent borrower is actually on the line. And calls come on your schedule: turn them on when you're ready and they flow in then, so you never pay for calls you can't take.

How to win
  • Answer every call, instantly. A missed mail call is money on the floor. These are high-intent, one-shot conversations.
  • Run a tight phone process. Strong open, quick discovery, a real quote, and ask for the application on the call.
  • Coach yourself with Call Ranking. Review your calls, fix one thing at a time, and watch your close rate climb.
  • Log it before you hang up and set the next follow-up in your CRM.
Pay-per-call mailCall RankingFlow CRM

Live Transfers

be ready, quote on the spot
EMC tool · pay-per-call

Pay-per-call live transfers, built into Flow

Warm, pre-qualified prospects transferred to you live. You pay per call, not a big upfront spend, so your cost scales with real conversations instead of guesswork on campaigns. You set when you're ready and transfers flow in then, so you never have to worry about missing a paid call.

How to win
  • Be ready in your transfer windows. The prospect is on the line right now. Clear your calendar and your head so you're sharp.
  • Quote on the spot so you hand them a real number while interest is at its peak.
  • Set the follow-up immediately. Most that don't close today will close with a steady cadence over the next week.
Pay-per-call transfersCall RankingFlow CRM

Aggregate Leads

speed plus a follow-up machine
EMC flagship

Flow Agg

EMC's in-house quote-and-aggregation tool, and the flagship for working internet leads at volume. Leads land in one place, you quote instantly with EMC pricing built in, and everything routes straight into your pipeline.

How to win
  • Route every lead into Flow Agg. One place to quote, work, and track. No tab-juggling, no leads slipping through.
  • Win on speed. At this volume the first to respond wins. Make the first touch happen in seconds.
  • Follow up relentlessly. Many touches over many days. The money is in the cadence, not the first call.
  • Watch your cost-per-fund. Cheap leads plus a tight system is how this scales. Track it in the calculator and turn spend up when it's working.
Flow Agg (flagship)MicrositesFlow CRM
Behind every file

The stack that runs under all of it

No matter which source you work, this is the platform behind you: the hub you run your business on, AI coaching on every call, free leads from our site, and a full marketing team from day one.

CRM · system of record

Flow

Everything you need, in one place.

Your pipeline, your team, your tools, and your knowledge all live in one system, so there's no tab-juggling and nothing falls through the cracks. If it matters to your business, it's in Flow.

PipelineEvery loan in one view
Lender listsFind the right lender fast
Sales chatAnswers from the team, live
TrainingRamp up and stay sharp
CoachingCall feedback and 1:1s
ReportingYour numbers, live
VendorsApproved partners on tap
BulletinsRate and policy updates
Calls · AI coaching

Call Ranking

AI scores every call and hands you the line to say next time.

The moment an inbound call ends, AI scores it, with no uploading and nothing to ask for. It's not gotcha coaching; it's a consistent read on what worked, what didn't, and one concrete thing to fix. You get a 1 to 10 score on each part of the call, an overall score, the AI Lead Outcome, and a short coaching note, all right on the lead.

What it grades, 1 to 10
Conversation controlDiscoveryQuote & benefit framingUrgency & next stepsThe closePersonal & company branding
For you
  • Every call you take is scored automatically and lands on the lead. No extra steps.
  • See exactly where the deal was won or lost, across the six moments that decide it.
  • Get a concrete next move and the exact line to say next time, then fix one thing and improve.
For managers
  • See who's doing well and who needs help at a glance. No listening to 45-minute calls one by one; the dashboard surfaces it for you.
  • Coach from real, scored calls instead of role-plays or guesswork.
  • The AI Lead Outcome separates a real LO leak from a truly not-qualified lead, so good opportunities never get written off as dead.

None of this rolls up to corporate. Call Ranking isn't oversight, it exists for one reason: to help you and your team win more deals.

Web presence · free leads

Your microsite & LO Match

Free leads, just for being on the platform.

You get a licensed microsite that captures and prices prospects around the clock. On top of that, EMC runs ads to the company site where borrowers use the LO Match tool to find a loan officer, and those matched borrowers come straight to you.

Your microsite

A licensed microsite and quote pages that capture and price prospects on their own time, 24/7.

LO Match · free leads

EMC advertises the company site; borrowers use LO Match to find an LO and get matched to you. Real leads, with no lead spend on your end.

Marketing · done for you

Marketing Library

Everything you need to look established, from day one.

The moment you're onboarded, your marketing materials are ready, with no waiting and no designer to hire. Need something custom? Request it from EMC's marketing team right inside Flow and they'll build it for you. And every time you fund a loan, a "just funded" social post is generated for you instantly.

Business cardsPrint and digital
FlyersReady to send
Social postsDone for you
QR codesLink to your microsite
Just-funded postsAuto-generated, instant
Custom requestsBuilt by marketing, in Flow
The rest of your stack
Loan origination

LendingPad

EMC's web-based loan origination system. It runs in your browser on any computer, with nothing to install.

Recapture

MonitorBase

Get alerted the moment a past client starts shopping for a mortgage, so you win the repeat deal before a competitor. Some of the cheapest at-bats you'll ever get.

You've got the playbook

Ready to build your business at EMC?

Retail-grade tools, broker comp, and the freedom to run it your way. Let's talk about what your business could look like here.

Become a loan officer →