/* ============================================================
   EMC Roadmap — shared design system
   Plain CSS. No framework, no build step.
   ============================================================ */

/* ---------- Design tokens ---------- */
:root{
  --navy:#273c79;
  --navy-dark:#1f3160;
  --gold:#ffbf00;
  --sky:#56aee0;
  --sky-light:#7fc0ec;
  --sky-pale:#eaf5fc;
  --card-border:#cfe2f2;
  --ink:#273c79;
  --body:#3a4660;
  --muted:#5d6b86;
  --muted-2:#8a96ac;
  --muted-3:#9fb2cf;
  --on-dark:#cdd9ec;
  --bg:#f6f7fb;
  --line:#e7ecf3;
  --white:#fff;
  --maxw:1320px;
  --shadow-card:0 14px 34px rgba(39,60,121,.12);
  --danger:#c4503f;
}

/* ---------- Base ---------- */
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:'Jost',-apple-system,system-ui,Segoe UI,Roboto,sans-serif;
  background:var(--bg);
  color:var(--ink);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
a{text-decoration:none;color:inherit}
img{max-width:100%}
input[type=range]{accent-color:var(--sky)}
input:focus{outline:none}

/* ---------- Layout ---------- */
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.section{padding:56px 0}
.section--white{background:var(--white)}
.section--bg{background:var(--bg);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section--navy{background:var(--navy);color:var(--white)}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--sky);margin-bottom:14px}
.eyebrow--lt{color:var(--sky-light)}
.lede{font-size:18px;color:var(--muted);line-height:1.55;max-width:680px;margin:0}
h1,h2,h3,h4{color:var(--ink);margin:0}
.h2{font-size:30px;font-weight:700;letter-spacing:-.01em;text-transform:uppercase;margin:0 0 20px}

/* ---------- Buttons ---------- */
.btn{
  display:inline-block;background:var(--gold);color:var(--navy);
  font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase;
  padding:15px 32px;border-radius:999px;border:none;cursor:pointer;font-family:inherit;
  transition:transform .12s ease, box-shadow .12s ease;
}
.btn:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(255,191,0,.35)}
.btn--sm{padding:13px 28px}
.btn--ghost{
  background:var(--white);color:var(--navy);border:1px solid var(--card-border);
  letter-spacing:0;text-transform:none;font-size:14px;padding:12px 22px;
}
.btn--ghost:hover{border-color:var(--sky);box-shadow:none}
.btn[disabled]{opacity:.4;cursor:not-allowed;transform:none;box-shadow:none}

/* ---------- Top nav + stepper ---------- */
.nav{background:var(--navy);position:sticky;top:0;z-index:50}
.nav__in{display:flex;align-items:center;gap:20px;min-height:64px;flex-wrap:wrap;
  max-width:var(--maxw);margin:0 auto;padding:0 24px}
.nav__brand{display:flex;align-items:center;gap:12px}
.nav__logo{height:24px;width:auto;display:block}
.nav__tag{font-weight:600;font-size:12px;letter-spacing:.16em;text-transform:uppercase;
  color:var(--gold);padding-left:13px;border-left:1px solid rgba(255,255,255,.25)}
.stepper{display:flex;align-items:center;gap:6px;margin:0 0 0 auto;padding:0;list-style:none;flex-wrap:wrap}
.step a{display:flex;align-items:center;gap:8px;font-weight:600;font-size:13px;
  padding:7px 14px;border-radius:999px;white-space:nowrap;color:#cfe0f5}
.step__n{width:20px;height:20px;border-radius:50%;display:grid;place-items:center;
  font-size:11px;font-weight:700;border:1.5px solid rgba(255,255,255,.4)}
.step.current a{color:var(--navy);background:var(--white)}
.step.current .step__n{background:var(--gold);color:var(--navy);border:none}
.step.done .step__n{background:var(--sky);color:var(--navy);border:none}

/* ---------- Footer ---------- */
.footer{background:var(--navy-dark);color:#aebfd6;padding:48px 0 34px;font-size:13px}
.footer__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:28px;margin-bottom:28px}
.footer__logo{height:28px;width:auto;display:block;margin-bottom:12px}
.footer p{margin:0;color:#8fa3bf;font-size:12.5px;line-height:1.6;max-width:260px}
.footer__addr{color:#aebfd6 !important;margin-top:12px !important}
.footer__addr a{color:#aebfd6}
.footer__head{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#7c93b3;margin-bottom:14px}
.footer__col a{display:block;color:#aebfd6;font-size:13px;margin-bottom:9px}
.footer__col a:hover{color:#fff}
.footer__legal{border-top:1px solid rgba(255,255,255,.12);padding-top:18px;font-size:12.5px;color:#aebfd6}
.footer__legal b{color:#fff}
.footer__note{font-size:11px;color:#8499b5;margin-top:12px;line-height:1.6;max-width:780px}

/* ---------- Section nav (prev / next) ---------- */
.pager{background:var(--white);border-top:1px solid var(--line)}
.pager__in{display:flex;align-items:center;justify-content:space-between;gap:14px;
  max-width:var(--maxw);margin:0 auto;padding:22px 24px}
.pager__back{color:var(--muted);font-weight:700;font-size:14px}
.pager__back small{display:block;font-size:10.5px;text-transform:uppercase;letter-spacing:.1em;color:#9aa7bd}

/* ---------- Intro overlay (Solo / Branch) ---------- */
.overlay{position:fixed;inset:0;z-index:200;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;padding:24px;overflow:auto}
.overlay[hidden]{display:none}
.overlay__card{max-width:680px;width:100%;text-align:center}
.overlay__logo{height:48px;margin:0 auto 26px;display:block}
.overlay__stats{display:flex;justify-content:center;gap:48px;flex-wrap:wrap;margin:4px 0;
  padding:18px 0;border-top:1px solid rgba(255,255,255,.16);border-bottom:1px solid rgba(255,255,255,.16)}
.overlay__stat b{font-size:21px;font-weight:700;display:block}
.overlay__stat span{font-size:11px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted-3)}
.overlay__q{text-align:left;margin:26px 0 22px}
.overlay__qlabel{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--sky-light);margin-bottom:11px}
.choice{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.choice__btn{background:rgba(255,255,255,.06);border:1.5px solid rgba(255,255,255,.25);
  border-radius:14px;padding:16px 18px;cursor:pointer;color:#fff;text-align:left;font-family:inherit;width:100%}
.choice__btn b{display:block;font-size:15px;font-weight:700;margin-bottom:3px}
.choice__btn span{font-size:12.5px;opacity:.82}
.choice__btn.is-active{background:#fff;border-color:#fff;color:var(--navy)}
.overlay__skip{display:inline-block;margin-top:16px;color:#9fb3d4;font-size:12.5px;
  text-decoration:underline;background:none;border:none;cursor:pointer;font-family:inherit}

/* ---------- Hero band ---------- */
.hero{background:var(--navy);color:#fff}
.hero__in{max-width:var(--maxw);margin:0 auto;padding:64px 24px 60px}
/* condensed hero variant */
.hero--tight .hero__in{padding:40px 24px 36px}
.hero--tight h1{margin-bottom:12px}
.hero--tight .hero__sub{font-size:18px}
.hero--tight .hero__cta{margin-top:22px}
.hero--tight .hero__stats{margin-top:30px;padding-top:22px}
/* overview hero — compact, single action row (CTA + persona + stats) */
.hero--overview .hero__in{padding:30px 24px 28px}
.hero--overview h1{font-size:36px;margin-bottom:10px}
.hero--overview .hero__sub{font-size:17px;max-width:640px}
.hero__actions{display:flex;align-items:center;gap:16px 26px;flex-wrap:wrap;margin-top:22px}
.hero__actions .persona-chip{margin-top:0}
.hero__actions .hero__stats{margin:0 0 0 auto;padding:0;border:0;gap:34px}
.hero--overview .hero__stat b{font-size:23px}
.hero h1{color:#fff;font-size:52px;font-weight:700;letter-spacing:-.02em;line-height:1.08;
  margin:0 0 22px;max-width:820px;text-transform:uppercase}
.hero__sub{color:var(--on-dark);font-size:20px;line-height:1.55;max-width:680px;margin:0}
.hero__cta{margin-top:34px}
.hero__stats{display:flex;gap:48px;flex-wrap:wrap;margin-top:54px;padding-top:30px;border-top:1px solid rgba(255,255,255,.16)}
.hero__stat b{font-size:30px;font-weight:700;display:block}
.hero__stat span{font-size:12px;color:var(--muted-3);text-transform:uppercase;letter-spacing:.08em;margin-top:4px;display:block}
.persona-chip{display:inline-flex;align-items:center;gap:12px;background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.25);border-radius:999px;padding:6px 6px 6px 16px;
  font-size:12.5px;color:#dce8f8;margin-top:22px}
.persona-chip[hidden]{display:none}
.persona-chip b{color:#fff}
.persona-chip button{background:var(--gold);color:var(--navy);border:none;border-radius:999px;
  padding:5px 13px;font-weight:700;font-size:11px;text-transform:uppercase;letter-spacing:.05em;cursor:pointer;font-family:inherit}

/* hero variant used on Execute page (split layout w/ calc summary) */
.hero__row{display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}
.hero__main{flex:1;min-width:300px}
.hero__main h1{font-size:40px}
.calc-summary{flex:0 0 auto;text-align:right;border-left:1px solid rgba(255,255,255,.18);padding-left:32px}
.calc-summary[hidden]{display:none}
.calc-summary__label{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-3)}
.calc-summary__big{font-size:38px;font-weight:700;color:var(--gold);line-height:1.04;margin:5px 0 3px}
.calc-summary__sub{font-size:13px;color:var(--on-dark)}

/* ---------- Generic cards ---------- */
.card{background:var(--white);border:1px solid var(--card-border);border-radius:20px;padding:32px}
.quote{font-size:23px;font-weight:600;color:var(--navy);line-height:1.3;margin:0 0 18px;
  padding-left:18px;border-left:4px solid var(--gold);max-width:760px}
.grid{display:grid;gap:24px}
.grid--2{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.grid--3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.feature h3{font-size:21px;font-weight:700;margin:0 0 18px}
.feature ul{list-style:none;margin:0;padding:0;display:grid;gap:13px}
.feature li{display:flex;gap:12px;font-size:15.5px;color:var(--body);line-height:1.45}
.feature li::before{content:"\2713";color:var(--sky);font-weight:700;flex:0 0 auto}

/* step cards (Overview) */
.stepcard{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--card-border);
  border-radius:20px;padding:28px;transition:border-color .12s, box-shadow .12s}
.stepcard:hover{border-color:var(--sky);box-shadow:var(--shadow-card)}
.stepcard__n{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--sky)}
.stepcard h3{font-size:20px;font-weight:700;margin:8px 0}
.stepcard p{font-size:14.5px;color:var(--muted);line-height:1.5;margin:0 0 16px}
.stepcard__go{margin-top:auto;color:var(--navy);font-weight:700;font-size:13.5px}

/* ---------- Channel cards (Execute) ---------- */
.chan{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--card-border);
  border-radius:20px;overflow:hidden;transition:border-color .12s, box-shadow .12s}
.chan:hover{border-color:var(--sky);box-shadow:var(--shadow-card)}
.chan__top{padding:26px 26px 20px}
.tag{display:inline-block;font-size:10px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;
  color:var(--sky);background:var(--sky-pale);padding:5px 12px;border-radius:999px}
.chan h3{font-size:24px;font-weight:700;margin:16px 0 8px}
.chan__desc{font-size:14px;color:var(--muted);line-height:1.5;margin:0}
.chan__net{margin-top:20px;background:var(--bg);border:1px solid var(--line);border-radius:14px;
  padding:14px 16px;display:flex;gap:16px}
.chan__net-item{flex:1;min-width:0}
.chan__net-item--net{border-left:1px solid var(--line);padding-left:16px}
.chan__net-k{font-size:10px;text-transform:uppercase;letter-spacing:.05em;color:var(--sky);font-weight:700;line-height:1.2}
.chan__net-v{font-weight:700;font-size:23px;color:var(--navy);line-height:1.05;margin-top:5px}
.chan__net-item--net .chan__net-v{color:#1f7fb0}
.chan__net-note{font-size:10px;color:var(--muted-2);font-weight:600;line-height:1.3;margin-top:4px}
.chan__kpis{margin-top:auto;border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1fr 1fr}
.chan__kpi{padding:14px 8px;text-align:center;border-right:1px solid var(--line)}
.chan__kpi:last-child{border-right:none}
.chan__kpi-l{font-size:9.5px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted-2);font-weight:700}
.chan__kpi-v{font-size:18px;font-weight:700;margin-top:3px}
.chan__foot{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;
  border-top:1px solid var(--line);font-weight:700;font-size:13px;color:var(--navy)}
.chan__foot .more{color:var(--sky)}
/* last lane the LO opened (remembered for the session) */
.chan--active{border-color:var(--gold);box-shadow:0 0 0 1px var(--gold)}
.chan--active .chan__foot .more::before{content:"\2713 ";color:var(--gold)}

/* ---------- Channel detail page ---------- */
.wrap--narrow{max-width:760px}
.crumb{display:inline-block;color:var(--sky-light);font-weight:700;font-size:13px;
  letter-spacing:.04em;margin-bottom:18px}
.crumb:hover{color:#fff}
.hero__net{max-width:460px;margin-top:28px;background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.18)}
.hero__net .chan__net-item--net{border-left-color:rgba(255,255,255,.18)}
.hero__net .chan__net-k{color:var(--sky-light)}
.hero__net .chan__net-v{color:#fff}
.hero__net .chan__net-item--net .chan__net-v{color:var(--gold)}
.hero__net .chan__net-note{color:var(--on-dark)}
.hero__kpis{display:flex;gap:38px;flex-wrap:wrap;margin-top:24px}
.hero__kpi span{font-size:11px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--muted-3);display:block}
.hero__kpi b{font-size:24px;font-weight:700;color:#fff;line-height:1.1;margin-top:3px;display:block}

/* ---------- Accordion (how to win) ---------- */
.acc{display:flex;flex-direction:column;gap:14px}
.acc__item{background:var(--white);border:1px solid var(--card-border);border-radius:18px;overflow:hidden}
.acc__btn{width:100%;display:flex;align-items:center;justify-content:space-between;gap:12px;
  background:none;border:0;cursor:pointer;font-family:inherit;padding:22px 26px;text-align:left}
.acc__btn h3{font-size:20px;font-weight:700;color:var(--navy)}
.acc__btn .hint{font-size:12.5px;color:var(--muted-2);font-weight:600;margin-left:12px}
.acc__chev{font-size:15px;color:var(--sky);font-weight:700;flex:0 0 auto;transition:transform .15s}
.acc__item.is-open .acc__chev{transform:rotate(90deg)}
.acc__body{display:none;padding:0 26px 26px}
.acc__item.is-open .acc__body{display:block}
.tool-callout{background:#fffaef;border:1.5px solid var(--gold);border-radius:14px;padding:18px 20px;margin-bottom:18px}
.tool-callout .tag{color:#8a6410;background:#fff;border:1px solid #e7c97a;margin-bottom:10px}
.tool-callout h4{font-size:17px;font-weight:700;margin:0 0 6px}
.tool-callout p{margin:0;font-size:14px;color:var(--body);line-height:1.55}
.howto-h{font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--muted-2);margin-bottom:10px}
.howto{margin:0 0 16px 18px;padding:0}
.howto li{margin-bottom:8px;font-size:14.5px;color:var(--body);line-height:1.5}
.howto b{color:var(--navy)}
.link-arrow{color:var(--sky);font-weight:700;font-size:13.5px}
/* setup checklist */
.checklist{list-style:none;margin:0 0 16px;padding:0;display:flex;flex-direction:column;gap:8px}
.ck{display:flex;align-items:flex-start;gap:12px;padding:11px 14px;background:var(--white);border:1.5px solid var(--line);border-radius:10px;cursor:pointer;transition:border-color .15s,background .15s}
.ck:hover{border-color:var(--sky-light)}
.ck__box{position:relative;flex:none;width:24px;height:24px;border:2px solid var(--card-border);border-radius:7px;display:flex;align-items:center;justify-content:center;margin-top:1px;transition:background .15s,border-color .15s}
.ck__n{font-size:12px;font-weight:700;color:var(--muted-2);transition:opacity .15s}
.ck__box::after{content:"\2713";position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:#fff;font-size:14px;font-weight:700;opacity:0;transition:opacity .15s}
.ck__txt{font-size:14.5px;color:var(--body);line-height:1.5}
.ck__txt b{color:var(--navy)}
.ck.is-done{background:var(--sky-pale);border-color:var(--sky-light)}
.ck.is-done .ck__box{background:var(--sky);border-color:var(--sky)}
.ck.is-done .ck__n{opacity:0}
.ck.is-done .ck__box::after{opacity:1}
.ck.is-done .ck__txt{color:var(--muted-2);text-decoration:line-through}
.ck--soon{cursor:default;color:var(--muted-2);font-size:14px}
.ck--soon:hover{border-color:var(--line)}
.ck-link{color:var(--sky);font-weight:700;text-decoration:none}
.ck-link:hover{text-decoration:underline}

/* ---------- Stack cards ---------- */
.stack{display:grid;grid-template-columns:repeat(auto-fit,minmax(248px,1fr));gap:16px}
.stack__card{background:var(--white);border:1px solid var(--card-border);border-radius:16px;padding:24px}
.stack__role{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--sky);margin-bottom:6px}
.stack__card h3{font-size:19px;font-weight:700;margin:0 0 7px}
.stack__card p{margin:0;font-size:14px;color:var(--muted);line-height:1.5}

/* ============================================================
   Calculator widget
   ============================================================ */
.calc-shell{max-width:var(--maxw);margin:0 auto;padding:8px 24px 40px}
.calc-toggle{display:flex;gap:6px;background:#eef2f8;border-radius:14px;padding:5px;max-width:460px;margin:24px auto 0}
.calc-toggle button{flex:1;border:0;background:transparent;color:var(--muted);font-weight:700;
  font-size:15px;padding:12px 18px;border-radius:10px;cursor:pointer;font-family:inherit}
.calc-toggle button.is-active{background:var(--navy);color:#fff}
.calc-cols{display:flex;gap:22px;align-items:flex-start;margin-top:18px;flex-wrap:wrap}
.calc-left{flex:3 1 0;min-width:300px;display:flex;flex-direction:column;gap:16px}
.calc-right{flex:4 1 0;min-width:300px;display:flex;flex-direction:column;gap:16px}
.cbox{background:var(--white);border:1px solid var(--card-border);border-radius:16px;padding:22px 24px}
.sectit{font-size:11px;font-weight:700;letter-spacing:.06em;color:var(--sky);text-transform:uppercase;margin:18px 0 9px}

/* step field (big +/- number) */
.stepfield{flex:1;min-width:250px}
.stepfield__label{font-size:13px;font-weight:700;color:var(--navy);margin-bottom:14px;text-align:center}
.stepfield__row{display:flex;align-items:center;gap:12px;justify-content:center}
.stepfield__btn{width:42px;height:42px;border-radius:999px;border:1.5px solid var(--card-border);
  background:#fff;color:var(--navy);font-size:22px;font-weight:700;cursor:pointer;font-family:inherit;line-height:1;flex:0 0 auto}
.stepfield__btn:hover{border-color:var(--sky)}
.stepfield__val{display:flex;align-items:baseline;gap:2px;justify-content:center}
.stepfield__val .pre{font-size:22px;font-weight:700;color:var(--muted-2)}
.stepfield__val .suf{font-size:14px;font-weight:600;color:var(--muted-2)}
.stepfield__val input{border:0;background:transparent;outline:none;font-size:30px;font-weight:700;
  color:var(--navy);font-family:inherit;text-align:center;padding:0;width:120px}
.stepfield__val input.w-sm{width:64px}

.inputs-stack{display:flex;flex-direction:column;gap:16px;margin-top:16px}
.is-hidden{display:none !important}

/* split card */
.split-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:12px}
.split-head .lbl{font-size:15px;font-weight:700;color:var(--navy)}
.split-head .pct{font-size:22px;font-weight:700;color:var(--navy)}
.split-note{font-size:13px;color:var(--muted-2);margin-top:8px}

/* mix card */
.mix-title{font-size:15px;font-weight:700;color:var(--navy);margin-bottom:14px}
.presets{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:8px}
.preset{border:1.5px solid var(--card-border);background:#fff;color:var(--navy);font-weight:700;
  font-size:12.5px;padding:8px 14px;border-radius:999px;cursor:pointer;font-family:inherit}
.preset:hover{border-color:var(--sky)}
.mixrow{display:grid;grid-template-columns:150px 1fr 140px;gap:16px;align-items:center;
  padding:14px 0;border-top:1px solid #eef2f7}
.mixrow:first-of-type{border-top:none}
.mixrow__name{font-weight:700;font-size:15px;color:var(--navy)}
.mixrow__pct{font-size:11.5px;color:var(--muted-2)}
.mixrow input[type=range]{width:100%}
.mixrow__out{text-align:right}
.mixrow__spend{font-weight:700;font-size:16px;color:var(--navy)}
.mixrow__funds{font-size:12px;color:var(--muted-2)}

/* assumptions table */
.assump{margin-top:16px;background:#f8fbfe;border:1px solid var(--line);border-radius:12px;padding:16px 18px;overflow-x:auto}
.assump__h{font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted-2);margin-bottom:10px}
.assump table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums}
.assump th{font-size:10.5px;text-transform:uppercase;letter-spacing:.03em;color:var(--muted-2);font-weight:700;padding:6px 8px;text-align:right}
.assump th:first-child{text-align:left}
.assump td{padding:6px 8px;text-align:right;border-top:1px solid #eef2f7}
.assump td:first-child{text-align:left;font-weight:600;font-size:13.5px}
.assump .cost{font-weight:700;color:var(--navy)}
.assump td.cpf{font-weight:700;color:var(--navy);cursor:help}
.inp-sm{border:1.5px solid #b6d6ee;border-radius:8px;background:#fff;padding:6px 8px;font-size:13px;
  font-weight:700;color:var(--navy);font-family:inherit;width:76px;text-align:right}
.seat-row{display:flex;align-items:center;gap:8px;margin-top:14px;font-size:13px;color:var(--navy);font-weight:600}
.seat-row .dim{color:var(--muted-2)}

/* hero result card */
.rescard{background:var(--navy);border-radius:18px;padding:32px 30px 26px}
.rescard__label{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted-3);text-align:center}
.rescard__big{font-size:60px;font-weight:700;color:var(--gold);line-height:1.02;margin-top:8px;text-align:center}
.rescard__rule{height:1px;background:rgba(255,255,255,.14);margin:24px 0 20px}
.kpi-tiles{display:flex;gap:12px;flex-wrap:wrap}
.kpi-tile{flex:1;min-width:150px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:16px 18px}
.kpi-tile__l{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted-3)}
.kpi-tile__v{font-size:26px;font-weight:700;margin-top:5px;line-height:1}
.kpi-tile__v.gold{color:var(--gold)}
.kpi-tile__v.white{color:#fff}
.kpi-tile__v.sky{color:var(--sky)}

/* results tables + waterfall */
.results-card{background:var(--white);border:1px solid var(--card-border);border-radius:16px;padding:22px 24px;overflow-x:auto}
.results-card h3{font-size:15px;font-weight:700;color:var(--navy);margin:0 0 4px}
.wf{display:flex;border-radius:9px;overflow:hidden;height:42px;font-size:12px;font-weight:800;color:#fff;margin:6px 0 10px}
.wf__seg{display:flex;align-items:center;justify-content:center;min-width:0;white-space:nowrap;overflow:hidden}
.wf-legend{display:flex;gap:16px;flex-wrap:wrap;font-size:12.5px;color:var(--muted-2)}
.wf-legend .dot{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:middle}
.wf-legend b{color:var(--navy)}
.ptable{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums;font-size:13px}
.ptable th{padding:8px 11px;background:var(--navy);color:#fff;font-size:11.5px;font-weight:700;text-align:right}
.ptable th:first-child{text-align:left}
.ptable td{padding:8px 11px;border-bottom:1px solid var(--line);text-align:right}
.ptable td:first-child{text-align:left}
.ptable tr.grp{background:#eaf5fc}
.ptable tr.grp td{font-weight:800;color:var(--navy);text-transform:uppercase;font-size:10.5px;letter-spacing:.04em}
.ptable tr.tot{background:#eef6fc}
.ptable tr.tot td{font-weight:800;color:#1f7fb0}
.ptable td.sub{padding-left:22px;color:var(--muted-2)}
.ptable td.neg{color:var(--danger)}
.ptable--sens th{background:#1f3160}
.ptable--sens tr.cur{background:var(--gold);color:var(--navy);font-weight:800}
.ptable--sens tr.cur td{color:var(--navy)}
.calc-disc{font-size:11px;color:var(--muted-2);line-height:1.5;margin-top:22px}
.calc-tailored{font-size:13px;color:var(--muted);font-weight:600;text-align:center;margin:18px 0 0}
.calc-tailored[hidden]{display:none}

/* ---------- Responsive ---------- */
@media (max-width:760px){
  .hero h1{font-size:38px}
  .hero__main h1{font-size:30px}
  .calc-summary{border-left:none;padding-left:0;text-align:left}
  .mixrow{grid-template-columns:1fr;gap:6px}
  .mixrow__out{text-align:left}
}
@media (max-width:600px){
  .stepper{flex-wrap:nowrap;overflow-x:auto;gap:4px;max-width:100%;-webkit-overflow-scrolling:touch}
  .stepper::-webkit-scrollbar{display:none}
  .step a{font-size:12px;padding:6px 11px}
  .choice{grid-template-columns:1fr}
}